The journey to forever often begins with a question that’s as nerve-wracking as it is magical. And nestled within that question is the one thing that symbolises love, commitment, and the beginning of a lifelong adventure. The engagement ring.
But while your heart’s doing somersaults, your brain’s probably screaming, “What’s the right engagement ring price?”
Yep, love may be priceless, but that ring definitely comes with a price tag. So let’s talk numbers and how to dazzle without burning a hole in your wallet.
The Basics of What Influences the Engagement Ring Price
Let’s cut straight to the chase. The average price of an engagement ring hovers around ₹10,000 to ₹1,00,000, but this number varies dramatically based on personal preferences, region, jeweller, and, of course, the ever-glamorous stone. Over the years, cultural trends, clever marketing, and even Bollywood proposals have shaped expectations about what’s “normal” to spend.
One of the most persistent ideas to come out of this is the “three months’ salary” rule, a concept born in the mid-20th century and popularised by diamond companies to nudge buyers towards bigger spends. While it once set the tone for proposals, it doesn’t reflect today’s priorities. Today, couples prioritise individuality, value, and long-term financial health over grandiose gestures. The real question is, what is your partner worth to you, and how do you express that within your means?
Setting a Budget Without Losing the Glam
When it comes to budgeting for an engagement ring, your decision should reflect your lifestyle, not social pressure. Here’s how to think about it smartly:
Know Your Financial Boundaries: Set a price range you're comfortable with. This ensures you explore within limits and helps your jeweller offer better options.
Think Long-Term: Marriage comes with expenses. Prioritising financial stability is far more romantic than being stuck paying off an extravagant ring.
Talk It Through: More couples are choosing the ring together. Discussing the engagement ring price openly reduces stress and aligns expectations.
For engagement rings, there's no one-size-fits-all price tag. The cost can vary wildly depending on your choice of diamond or gemstone, the metal used, and the intricacy of the design. It’s all about balancing what you want with what you’re comfortable spending. Let’s take a closer look at what your money actually gets you.
Diamonds: The Classic (and Timeless) Choice
Let’s be honest, diamonds are still the queen bees of engagement rings. They’re brilliant, durable, and go with literally everything. But not all diamonds are created equal.
But here's what affects diamond pricing:
Cut – How sparkly it is
Colour – The whiter, the better (unless you’re going for a fancy-coloured diamond)
Clarity – Fewer inclusions = higher price
Carat – All about the size
It also depends on the type of setting. Kumari offers a range of show-stopping designs:
Solitaire: Clean, powerful, and timeless. One bold diamond, centre stage.
Halo: Surrounded by a circle of smaller diamonds. Extra shimmer, extra drama.
Three-Stone: Symbolising past, present and future. Deeply romantic, yet super chic.
Pavé: Diamonds encrusted along the band for that full-sparkle fantasy.
At Kumari, we offer handcrafted rings with a range of diamond types to suit every taste, from icy solitaires to intricate halo dazzlers.
Kumari Moment:
Our Platinum Star-studded Engagement Band is for the dreamer who sparkles even in the dark. A pavé-set masterpiece that wraps your finger in stardust.
How Metal Choice Affects Your Engagement Ring Price
The diamond might be the star of the show, but the band? That’s your power frame. It’s the foundation, the vibe-setter, and the subtle (or not-so-subtle) style cue that makes your ring yours.
At Kumari, we’re obsessed with making every detail count. That’s why we offer carefully curated metal options that bring out the best in your diamond and in you.
Here’s how to pick the perfect metal to match your mood, wardrobe, and lifestyle.
Yellow Gold: The Regal OG
If you’re a desi girl with a thing for timeless glam, yellow gold is your jam. This is the metal we grew up admiring in our mums’ jewellery boxes, except now, it’s sleeker, bolder, and way more millennial.
Perfect for: Traditional brides with a twist, lovers of warm tones, and anyone whose wardrobe includes kanjeevarams, silks, and earthy hues.
Style Bonus: Yellow gold sets off white diamonds beautifully, giving you that rich, royal contrast. Think Bollywood meets Bond Street.
Soft, feminine, but never basic, rose gold is for the brides who brunch, hustle, and glow up on their own terms. With its blush hue and fashion-forward feel, it’s become a staple for girls who want tradition with a twist.
Perfect for: Cool-toned skin, pastel lehengas, and Insta-aesthetic lovers. Looks stunning with both round and fancy-cut diamonds.
Style Bonus: Rose gold adds warmth to the diamond’s sparkle, creating a dreamy, romantic glow. It’s basically a filter for your finger.
Kumari Moment:
Our Engraved Star Ring is your finger’s version of a soft-focus glow. Romantic rose gold meets all-over sparkle.
Platinum: The Power Metal
Now, if you’re the kind of girl who likes to keep it cool, clean, and just a little bit bossy, platinum is your ultimate flex. It’s rare, ultra-durable, and screams understated luxury.
Perfect for: Women on the go, and brides who want to wear their ring 24/7, from yoga class to boardroom battles.
Style Bonus: Platinum’s naturally white tone makes your diamond pop. No rhodium coating needed, no tarnishing, no fuss.
So, what’s the average price of an engagement ring? Technically, anywhere between ₹10,000 and ₹4 lakhs, depending on what you’re after.
But here’s the real talk:
There is no “average” when it comes to love. There’s only your story, your sparkle, and your forever. Whether you go minimalist or mega-watt, pick a ring that reflects your journey, not someone else’s expectations.
And when you're ready to find the one, we at Kumari have your back with rings that are bold, beautiful, and unapologetically you.
